Whole of Market
As independent mortgage advisers, we have access to the whole of the mortgage market.  We are part of the Legal & General Mortgage Club, who have arranged over £200 billion of mortgages since 1995. As members of the club we also have access to exclusive deals that are not available directly from high street lenders. 

Outstanding personal mortgage advice and service
We all lead busy lives and most clients simply do not have the time to spend tracking down the best mortgage, let alone hours to spend on the phone to estate agents, solicitors, valuers and all the other parties involved.  APH are here to make sure your application process runs like clockwork.  Practice does indeed make perfect.

Extensive knowledge
We have been providing mortgage advice since 1993 which means we have built a wealth of experience of the ever changing UK mortgage market.  This is invaluable when we are with our clients, but we also put this knowledge to good use before we even meet.  Legal & General Mortgage Club research the mortgage market daily for the best deals, with special exclusive offers that are made available to APH clients.

Professional Advisers
Every APH adviser undergoes a battery of exams to reach a professional standard, and we pride ourselves on the level of recommendations we receive from happy clients.  Our advisers help your mortgage go through more quickly as we have years of experience in dealing with lenders and speak directly to those who make the lending decisions.  Of course, the world never stands still, and we continually strive to deliver an even better service in the years to come.  The whole APH experience is designed to be as easy and stress free as we can make it for you.

Advice for life
Long term relationships have formed the bedrock of our success here at APH. We're not a one hit wonder and it's not just about that first mortgage we arranged for you, it's about a relationship that will last a lifetime.  We're fully committed to finding you the most competitive deal every time you come to change your mortgage.  We have a low staff turnover and as years go by your adviser comes to know you that much better.  Knowledge is power as they say, and the more we know you the better we can serve you.

APH’s typical fee for arranging your mortgage is £250

Your home may be repossessed if you do not keep up repayments on your mortgage

We are rightfully proud of our success over the years, so if you would like to know more then call for an informal chat on freephone 08000 842 970 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it .  We would be delighted to meet with you at our offices in Bedfordshire, Buckinghamshire, Hertfordshire, Northamptonshire and Oxfordshire.

My team and I very much look forward to speaking with you,

                                                   

Steve Biggs CeMap, MSWW                                                                                   
Managing Director, APH Financial Management Services Ltd.